Loans & Advances

At OneCity Finance Bank, we understand that businesses need timely and flexible financial solutions to thrive in today's competitive landscape. Our Business Loans & Advances are designed to provide entrepreneurs and enterprises with the necessary capital and support to fuel their growth, expand operations, and achieve their business objectives. With a focus on innovation, customer-centricity, and financial expertise, we are your trusted partner in empowering business success.

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Our Business Loan Offerings:

• Small Business Loans:
  For startups and small businesses looking to take their first steps or expand their operations, our Small Business Loans offer the perfect financial boost. Benefit from competitive interest rates, flexible repayment terms, and a streamlined application process, enabling you to focus on what matters most - running your business.
• Working Capital Loans:
  Maintaining a healthy cash flow is crucial for sustaining and growing your business. Our Working Capital Loans provide short-term financing to cover operational expenses, purchase inventory, or seize new opportunities without disrupting your cash flow.
• Business Expansion Loans:
  As your business grows, so do your ambitions. Our Business Expansion Loans are designed to support your business's next phase by providing the necessary capital for opening new locations, launching new products, or entering new markets.
• Equipment Financing:
  Upgrading or acquiring new equipment can be a significant financial undertaking. Our Equipment Financing solutions allow you to obtain the equipment you need without straining your working capital. We offer competitive rates and customized terms to match the equipment's useful life.
• Commercial Real Estate Loans:
  If you're looking to purchase, refinance, or develop commercial properties, our Commercial Real Estate Loans offer competitive financing options tailored to meet your unique real estate needs.
• Trade Finance Solutions:
  We understand the complexities of international trade. Our Trade Finance solutions provide you with the necessary financial instruments, such as letters of credit and export financing, to facilitate smooth cross-border transactions and mitigate risks.
• Merchant Cash Advances:
  Ideal for businesses with consistent credit card sales, our Merchant Cash Advances offer a convenient way to access capital based on your future credit card sales. Repayment is linked to your daily card transactions, ensuring flexibility during lean periods.

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OneCity Finance Bank's Business Loans & Advances are designed to empower businesses of all sizes and industries to seize opportunities, overcome challenges, and achieve sustainable growth. With competitive rates, flexible terms, and personalized solutions, we are committed to being your reliable financial partner on your business journey. Trust in our expertise and dedication to support your business success, every step of the way.