Onecity Finance
Business Banking
Business Checking Accounts:
These accounts are used for day-to-day business transactions, such as receiving payments from customers, making payments to suppliers, and managing operational expenses. Business checking accounts may have features like low transaction fees, higher transaction limits, and online banking capabilities.
Open an accountBusiness Savings Accounts:
Similar to personal savings accounts, these accounts allow businesses to earn interest on their excess funds while keeping them accessible for future needs or emergencies.
Business Loans:
Banks offer various types of business loans, including working capital loans, equipment financing, commercial real estate loans, and small business loans. These loans provide capital for business expansion, purchasing equipment, or meeting short-term funding needs.
Business Credit Cards:
Designed for business expenses, these credit cards help manage cash flow, track expenses, and may offer rewards or cashback programs. They can be issued to individual employees with specified spending limits.
apply for a LoanMerchant Services:
We offer merchant services that enable businesses to accept credit and debit card payments from customers. These services often include point-of-sale (POS) systems and online payment gateways.
apply nowCash Management:
We provide various cash management solutions to help businesses optimize their cash flow, manage payables and receivables, and enhance liquidity.
apply nowOnline and Mobile Banking:
Business banking services are increasingly accessible through online platforms and mobile apps, allowing business owners and authorized employees to manage accounts, transfer funds, and conduct transactions remotely.
Business Insurance:
Some banks offer insurance products tailored to the specific needs of businesses, such as property insurance, liability insurance, and business interruption insurance.
apply nowInternational Banking:
We provide international business banking services, including foreign currency accounts, trade finance, and international wire transfers, to support businesses engaged in global trade.